Don't Insult People

This seems like a good general rule.  Right?  There have got to be countless religions with tomes of theocratic wisdom thought up by very smart people or even possibly a divine being that tell you this law.  "Do unto others".

It seems like a good universal truth.  The "Golden Rule" many atheists and theists alike refer to it.  "Do unto others as you would have them do unto you".

This would be great if it was followed by everyone and anyone who disobeyed it was admonished accordingly.

Unfortunately, that is not the case.

Entering the realm of political discourse at a young age immediately draws scrutiny from intelligent, senior (in terms of age) peers.  I don't mind this, I think it's healthy and natural.

Interestingly, though, is that when "Senior" peers play word-games to make snarky, illogical quips to discredit the younger people they are debating with, they are shocked when the youth revolts with crude name-calling.  "NAME CALLING" *gasp*

Calling someone an idiot through pre-suading the audience with clever rhetoric is no more morally acceptable than dismissing someone's arguments by calling them retarded.

Both are wrong.  Start your arguments with some humility.  If you get slimed by bullshit, respond in kind.